Advertising and Affiliate Disclosure
The site’s current monetization status and the standards that would apply to future commercial relationships.
Last reviewed August 2026
Current status
Return Measure does not currently display paid advertising, use affiliate tracking links, publish sponsored offers, or receive compensation for the calculator results shown on the site.
Possible future monetization
The site may use advertising or affiliate relationships in the future. If that happens, a clear disclosure will appear near a compensated link or sponsored placement, and this page and the Privacy Policy will be updated before or when the relationship becomes active.
What compensation will not change
- Calculator formulas
- Calculator results
- Payoff ordering and mathematical comparisons
- Editorial conclusions or source selection
Separation from the calculator
The calculator is free to use and does not require clicking an offer, providing an email address, or creating an account. Future commercial links will not receive the balances, rates, payments, assumptions, or results entered into the planner.
How to identify a compensated link
If affiliate links are introduced, they will be labeled in plain language near the link. The site will not publish empty offer cards, placeholder products, or a relationship that does not exist.
Questions
Questions about a future commercial relationship can be sent through the Contact page.